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      Credit and Mortgage Approval 25 Hour Post Course OR 3 CE Hours Free Duluth in Duluth


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      November 12, 2019

      Tuesday   6:00 PM

      2750 Premiere Parkway
      Duluth, Georgia 30097

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      EVENT DETAILS
      Credit and Mortgage Approval 25 Hour Post Course OR 3 CE Hours Free Duluth

      Credit and Mortgage Approval 25 Hour Post License Course3 Hour FREE CE Credits It's getting easier to get approved for a mortgage. According to the Federal Reserve, banks are loosening mortgage standards nationwide; and, lenders are now approving more applications than during any period this decade. Lenders now treat credit card debt, medical collection accounts, and student loans completely differently than hey have in the past, which is helping first-time home buyers and refinancing households. When lenders review your home loan application, they evaluate several criteria, such as your credit score, debt-to-income ratio, and maximum available down payment, as well as your job stability and history. Every applicant's situation is different, of course, but these are the major factors we consider. We will take a look at: New credit score changes New mortgage underwriting guidelines and loan limits New loan pre-qualification process New buzz words in the housing industry Affordability and sustainability Obtaining loan approval – how to maintain your pre-approval during housing hunting How to pay off your home less than 30 years Let’s help the buyer know how much they can spend on a home so they can shop for homes within their price range and be ready for an offer negotiation. My CE Class, LLC #5914 |Expires 12/31/20 | Instructor: Cathy McDaniel In-Class Course | Continuing Education | classeswithcathy@gmail.com Text: 404-550-0775 - Virtual Properties Realty 770-495-5050                                                            

      Categories: Business & Networking

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